At Alban Insurance Agency, we want all of our customers from Massachusetts to have access to the auto insurance they need and want for their vehicles. That is why we offer policies that include liability, comprehensive, and collision coverage.
If you are responsible for an accident, liability coverage can help you cover the other party's damage and medical expenses. In the state of Massachusetts, liability coverage is required for every vehicle that is registered. Each time you cause an accident or a collision where there is damage, you have to file this claim as a liability with your insurance.
Required by any bank or auto lender, collision coverage protects you if you are in an accident and the responsible party is either not insured or is underinsured. Collision allows your insurance company to cover the costs of your damages and expenses so that you can get your vehicle back or get a replacement, if necessary. Many Massachusetts residents still carry collision on their cars even after paying for full coverage.
Unfortunately, not all accidents involve another vehicle. If your vehicle is damaged due to a theft or vandalism attack, you can have it covered when you make a comprehensive claim on your insurance. Without comprehensive coverage, you are responsible for covering the costs of these damages on your own.
Get the Auto Insurance Coverage You Need
If you are looking for an auto insurance policy that allows you to either carry the minimum coverage or obtain full range at your request, we would like to hear from you. Give our agents at Alban Insurance Agency a call today for more information.
While our office is located in Springfield, MA, we service the states of Massachusetts and Connecticut.